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What is Identity Theft?
The crime of identity theft occurs when someone, without your knowledge, acquires a piece of your personal information and uses it to commit fraud.
Identity theft, also known as ID theft is a crime in which a criminal obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to pose as someone else. The information can be used to obtain credit, merchandise, and services using the victims’ name. Identity theft can also provide a thief with false credentials for immigration or other applications. One of the biggest problems with identity theft is that very often the crimes committed by the identity theft expert are often attributed to the victim.
There are two main types of identity theft – account takeover and true name theft. Account takeover identity theft refers to the type of situation where an imposter uses the stolen personal information to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up.
True name identity theft means that the thief uses personal information to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity. All a thief really needs today is a series of correct numbers to complete the crime.
Identity Theft Facts
If you currently subscribe to a credit monitoring service,
as like those advertised on TV, there's a good chance you are not
receiving the protection you think. Those services only monitor your
credit reports. Did you know that there are 6 major forms of identity
theft and credit only ranks 5th in the number of offenses? There
is only one service in North America (a publicly traded company) that
will offer you protection for all forms of identity theft, as well as
identity restoration, and does it for less than what you would pay for
simple credit monitoring. Read on to get the facts....
"Those fancy ads don't tell the whole story"
Credit Identity Theft Facts - What They Never Tell You
Identity theft is not a new
problem however it is a rapidly growing problem in America. Over nine
million Americans are victim to one or more forms of identity theft
every year resulting in billions of dollars in losses to businesses and
financial institutions. If it happens
to you, it can take in excess of 250 hours and thousands of dollars
just to clear your name and get your identity back.
Identity theft fact, it only takes minutes to subscribe to a credit monitoring service,
but do they really protect you? We all see the commercials on TV for
these services, but did you know they only protect you from 1 of the 6
forms of identity theft currently prevalent in America?
Credit
monitoring is a great idea, but what if someone steals your driver’s
license information? That will not show up on your credit report. What
if they use your identity to obtain medical services? What if they
steal your character and try to become you? Criminals could even obtain
documents with your name and use them to obtain passports.
Identity theft fact,
none of these things will show up on your credit report right away and
maybe they will never show up there at all. However to the person who
steals them from you they could accumulate substantial bills, gain
access to places they are not supposed to be, or worse. What if they
got a drivers license in your name and used it to kidnap a child and
run away. Records relating to the disappearance could be tied to your
name, and you may never be able to completely clear your name once it’s
plastered all over the news.
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It is recommended that you
review your credit report regularly. You can request one free credit
report annually by writing to the credit agencies, however once a year
is not enough to keep your credit safe. You can purchase your credit
report, however those expenses can add up, and you would need to
purchase it from all three agencies to be sure you catch everything.
Identity theft fact,
subscribing to a credit monitoring service can save you money, but they
still don’t protect you from the other 5 more commonly forms of
identity theft. You can help safeguard your information by simply
shredding documents with your name, address, or personal account
numbers and cutting up your old credit cards. However it is nearly
impossible to safeguard your personal information controlled by others.
"subscribing to a credit monitoring service is a good thing, but what if you discover a major or minor problem then what"
Subscribing
to a credit monitoring service is a must, but it is critical that your
service offers protection and restoration assistance for all the ways
your good name can be impacted.
Identity theft fact,
there is only one identity theft protection service that offers you the
benefit of having lawyers on your side to help you if the worst should
happen. That service is Prepaid Legal’s Identity Theft Shield. With
Identity Theft Shield you receive 24/7 access to attorneys that will
assist you with any credit or identity theft questions. More
importantly, they will work on your behalf to restore your good name if
you should become a victim of identity theft at no additional cost.
You
can do far more to protect your credit and identity for less money by
signing up for Prepaid Legal's Identity Theft Shield. As a member, if
someone steals your identity you get the benefit of having licensed
investigators and lawyers backed by Kroll, Inc
to provide your restoration services at no additional cost. You also
receive all of the same credit monitoring services as you see
advertised on TV and in print ads. Identity Theft Shield will send
notifications when information on your credit report changes or new
accounts are created, allowing you to know if someone is trying to use
your identity. These services have the added benefit of informing you
if someone you already do business with is pulling your credit report
too often which can have a negative impact on your credit score.
No
matter what happens or how someone tries to use your identity you will
have a blanket of protection. That could mean hundreds of hours of your
time and thousands of dollars you won't have to spend. These are the
things those other guys never talk about in those fancy commercials or
cute print ads. Best of all, their
full service protection, which includes credit monitoring from all 3
credit bureaus, cost less than all of those other services being
advertise that offer only credit monitoring.
"If you are a victim of identity theft you are going to want the services of license investigators to sort things out. As well as, experienced Attorneys expediting the necessary actions to restore your good name"
No other ID protection service offers you both credit monitoring and credit restoration but Prepaid Legal's Identity Theft Shield.
Free
Credit Repair Consulting!
Boost
Your Credit Score in 30 Days! Details Here
The No.1 Reason to Switch to Identity Theft Shield.
"You get 3 bureau credit monitoring, free credit reports, free credit (fico) score analysis, the use of licensed investigators back by Kroll, Inc (a publicly traded company) and access to PrePaid Legal's (a publicly traded company) attorney network for identity/credit restoration. More importantly, you get it all for less than what you pay for simple credit monitoring. Simply put, nothing else compares.
You don't have to be a PrePaid Legal Customer to sign-up for Identity Theft Shield. Quick and Easy Online Sign-up!
The No.2 Reason to Switch to Identity Theft Shield.Free one-on-one credit repair consulting. Learn all the secrets to fast credit repair and boost your score in the next 30 days!
Sign-up today and receive these exclusive special offers!
I really want to earn your business and I will prove it.
If you join me today and sign-up for Identity Theft Shield, hands down
the best credit monitoring - protection and restoration service
available, I will provide you with these exclusive benefits:
1) Free one-on-one credit repair consulting
2) Personal one-on-one consultation on any of your credit related issues
3) Free Credit Repair Ebook
4) Free credit repair dispute letters
Click here for complete Details
Best of all, our service will cost you less than those other services that just monitor your credit. You don't have to be a PrePaid Legal Customer to sign-up for Identity Theft Shield. Quick and Easy Online Sign-up!
Did you Know?
There are 6 forms of Identity Theft and credit only ranks 5th.
1) Medical
2) Social Security
3) Drivers License
4) Character/Criminal
5) Credit/Financial
6) Composite
Find a detailed explanation here
Can I Prevent Identity Theft?
Find out here...
Best of Breed!Identity Theft Shield's investigative know how is backed by Kroll, Inc (google Kroll, Inc for background details) But simply put, Kroll put the CSI in CSI (criminal science investigations).
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